Housing rebounded by 5% in 2018 and has already risen uninterrupted for two and a half years. This is indicated by the report on housing completed last quarter, published yesterday by the real estate consultancy July 2019 Calendar South Africa, which also reflects an expansion of brick spikes beyond Madrid and Barcelona, the major engines of the sector in recent years. In fact, provincial capitals that experienced a higher price increase in the last year were Valencia (16.8%), Malaga (15.4%) and Tarragona (15.1%). All communities show increases in the price of housing in the last year. And a total of eleven provincial capitals register increases of 10% or more. Among them is Madrid, where brick rose by 14% despite the cumulative increase since 2015. Barcelona, on the other hand, showed a more discreet behavior. Even so, it registered an increase of 8%.
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The self-employed will enjoy this year’s 2019 more protection, but they will also quote for all the contingencies for which the employees are quoted: common contingencies, temporary disability, professional accident and occupational diseases, unemployment (cessation of activity) and training.
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They will collect the benefit for work-related accidents and occupational diseases from the first day of sick leave and will have continuous training and professional retraining like the rest of the employees.
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Two out of every three freelancers contribute for this base, which in 2019 is 944.3 euros per month after increasing 1.25% (5.36 euros per month or 64 euros per year). The contribution rate increases by 0.2 points, from 29.8% to 30%, and will climb to 30.3% in 2020, to 30.6% in 2021 and to 30.9% in the fourth year.
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For corporate self-employed workers, the increase is 82 euros. This rise is in line with recent years and below the average that has climbed each year in the last 15 years, by 1.4%, although in cumulative terms it reaches 21.1%.
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They will stop contributing to the Social Security the second month of sick leave or temporary incapacitation until discharge. It improves the benefit for cessation of activity, equivalent to unemployment, which goes from 12 months to 24.
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An aid that for the self-employed has never worked because they have some requirements in practice impossible to meet. Lorenzo Amor, president of ATA, says that “more than half of the requests are denied. It’s incomprehensible.
The rise in prices, which remain on the rise despite different experts in the sector warned this year of a slowdown, is causing a hardening of access to housing. According to July 2019 Calendar South Africa report, Spaniards spend an average of 17.2% of their family income on the first year of mortgage.