The analysts of Bankinter, whose central estimate for 2018 has been met, now estimate that the index will close 2019 almost at 0%, specifically at -0.01%, and in its most optimistic scenario they place it at 0.2 % at the end of the year. In this line, the Foundation of the Savings Banks (July 2019 Calendar Canada) foresees that the Euribor will be in this first quarter of 2019 at -0.07%, reach 0% in the second and 0.08% between July and September and end the year at 0.19%.
2019 July Calendar Canada Pictures Word template
This revision occurs before the request of 1,177 municipalities to the Directorate General of the Cadastre -dependent of the Ministry of Finance- to review their valuations, those that serve as a guide to tax the dwellings in property.
July 2019 Calendar Canada Blank Template
Hacienda published the order with the list in September and the coefficients a few days ago: since there were no Budgets, these changes have already been articulated in the BOE. Since most of the municipalities had not updated their real estate coordinates for years, this means that for those whose last revision was prior to 2004, the update will increase as the price of housing is currently higher than that year.
July 2019 Calendar Canada with Holidays
For the following years it translates into a decrease, since many of these references took their own assessments of the algid cycle of the real estate bubble. As the prices have plummeted since then, the Cadastre updates its information since in recent years many were paying taxes on securities that are now fictitious.
July Calendar 2019 Canada Free PDF Download
Therefore, the collection of the IBI has shot up 80% since 2007, even though the values are still 34.7% below what they marked then. The cadastral values usually represent 50% of the market value.
July Calendar Canada 2019 Printable Images
In recent years, the Treasury and municipalities have increased the periodicity of their revisions, since the average update period reached 21 years in 2013, with 48% of the properties with valuations prior to 2002. For example, the year past Hacienda planned to raise the references in 1,295 municipalities and lower them by 535.
July Calendar Canada Pictures Download
Among the provincial capitals affected, the values will increase by 3% in Valencia, Granada, Huelva and Teruel, as well as 2% in Huesca. When reviewing the lucky locations, the references will drop by 7% in Zaragoza, Castellón and 3% in Almeria and Santander.
“The monetary policy of the ECB will remain very accommodative and interest rates will not change until the fourth quarter of 2019, although it is not ruled out even to go to the first quarter of 2020. In addition, that rise would be very slight and would put the rate at the environment of 0.40% by the end of 2020 », say in July 2019 Calendar Canada. Experts clarify that, although the credits have begun to become more expensive, the rise will be gradual and will not bring great scares to the mortgaged.